@Matthew Paul It would depend on the lease , but I would bet you are responsible for the oil and if it was empty you would be responsible to have the lines bled .

I'm a finance manager at a car dealership and I can tell you that although the pros (banks) may lend money to a 590, they are going to hedge their bets.

The other agent still didn't bother to call, and he just resent the same poor offer. 

As I was driving home from work tonight listening to Bigger Pockets Podcast 143 (which was excellent if you haven't listened yet) @Brandon Turner brought up a very interesting article that just came out on Fortune.com regarding Wall Street's housing bet not paying off.

During demo, we tore down the paneling and drop ceiling (which were in poor condition), but left the stud walls, thinking we may finish it again in the future.

I've acquired mobiles in the same price range; I'm holding and renting them, but based on recent sales in the same park, I'll bet I could sell them for a good price.

I've read Rich Dad Poor Dad and I know that a lot of the reason people is for job security.

So far I’ve read:Rich Dad Poor DadThe Weekend Millionaires Real Estate Investing ProgramThe Compound EffectThe Richest Man in BabylonRich Dad Poor Dad ABCs of Real Estate InvestingBigger Pockets: Investing with No (and Low) Money DownRich Dad’s Cashflow QuadrantMany BP Threads2.

But then again retirement is still many, many years off for me, so I'm thinking my best strategy may be to bet on Southern California appreciation for the long haul...I don't plan to quit my job any time soon, and I'd take 1% greater average year-over-year appreciation over the next 30 years over an extra couple hundred bucks monthly cash flow per door by picking up property in Cleveland or Indianapolis...decisions, decisions...Let's say you were in your 20s and could do it over again.  

If you're talking buy and hold your best bet for affordability and appreciation are Milwaukie and Lents.