Hopefully, you're a motivated enough of an individual to make those activities worth while, effective and efficient.

I just don't get it, but I do appreciate that some good has come from this book.I suspect much more harm has come from it than good - and the victims who cashed in their 401k, then over leveraged in real estate and are now broke, more often end up homeless or kill themselves than come on the internet to admit what it did to them.  

So far I've done 9 deals total through crowdfunding. 3 have been individual assets and 6 have been funds (a mix of commercial, retail, multifamily, and single family). 

Hell who is to say an individual will live long enough to enjoy retirement.

Maybe you should present this to a couple local mortgage brokers, they will have a larger contact list then you and they will only have to run your credit once vs going to each individual bank.  

Please keep in mind there is a big difference between a portfolio loan and an individual 30 yr fixed.

The main differences being that hard money comes from an institution as opposed to a private individual. 

This article's focus is on forward-looking expectations of individual housing markets.

I know this is a unique issue to the note and the individual, so I'll add a few details and see if there are any suggestions as to where I should go from here.To begin, I'm a note rookie, and I accept all the critical feedback that comes with it  : )   I now know that I was under capitalized when pursuing this note.  

O'Rourke) when believed to be harmed by another'What's bad is good; what's good is bad' (Ward Hanigan, of ForeclosureForum)'Honey, they can take things away from you, but they can't eat you' (L.