Would you want a conventional loan that will be based on your credit and debt to income ratio, or do you want a DSCR loan solely based on the deal you have?

I responded to the review and contacted Airbnb support, who removed the review for being biased.Next Steps:I’m considering updating our Airbnb policies based on this experience and any advice you can provide.

I'm a new agent based in Austin.

However city is imposing a good amount ofimpact fees based on the bedroom count - which accounts to close to $40 k , which i cannot afford- Ibought the house for myself to reside and cannot afford to pay this.We verified with city prior to buying and theyconfirmed it is residential zoned , however never mentioned about any impactfees.It is residential zone - MLS shows it as 3 bedroom 2baths - it had a extra unit  in the back and also a inbuilt rolling bed on 1st floor for the main I am stuck here- they are asking to prove it was usedas a residential -ever - any guidance would be appreciated on this.

Also, an amortization schedule is usually a good tool to have to show the amounts based on how long you have been in the loan.  

If you have any questions or need advice, feel free to reach out, I am a loan officer based in Denver.

I have seem small putt putt greens, made out of turf, outdoor games like giant Jenga or giant Connect 4, or anything like that!

There are cash flowing and appreciating options out there if you are comfortable with out of state investing especially in the Midwest.I'm based in the Seattle area but invest in Midwest markets where I have 9 doors now.

Then subtract your debt service to get your cash flow.Income taxes will be taken out of your cash flow based on which income bracket you fall in. 

"the party making the payments is obligated on the mortgage debt" - what if I'm not approved to assume the (income based) loan and I want to instead do subto, does that mean I an not "obligated on the mortgage debt" and the loan will remain on the seller's DTI?