If once day I get audit, I can't tell IRS, well I learn it from BiggerPockets forum :-).

There are several large projects showing up in California desert as well and they are easily identifiable from GOOGLE map.2.

If you buy a property with 20% down, and the investment appreciates 5% a year and cash flows $200/Mo, in 4 years you'll have made over double the cash you invested.If you're looking OOS, prices in Columbus are still low enough to find 1% rule deals and there's a ton of appreciation happening in this market as well.

I grew up in the area and know it well.

Summary of Key Differences: Aspect DSCR Cap Rate Purpose Measures debt service ability Measures investment return Formula NOI / Debt Service NOI / Purchase Price Focus Cash flow vs. loan payments Income vs. property value Perspective Lender’s viewpoint (loan approval) Investor’s viewpoint (ROI evaluation) Role of Financing Highly dependent on loan terms Independent of financing Use Primarily for loan qualification Property valuation and comparison Conclusion: DSCR is critical when securing financing because it shows how well the property can cover its debt payments.

Hes a great agent, very well-versed in house hacking and investing. 

Multifamily (2-4 units) properties often times require additional down payment (Fannie/Freddie require 25% down), but there are a few DSCR lenders that will allow 15% down on 2-4 unit properties as well.

I have section 8 rentals as well as non section 8 rentals.

Central heat & air*I made this below chart based on this community shared knowledge (Thank you all). 

I hope things work out well for you.