Bob McGhee I know what I will be getting payed, do you know of templates I can use so I don't have to clear all the cells and everything else myself?

@Thomas Cheek  Send me a PM if interested in hearing about a commercial zoned MFR i viewed last week- i'll send back my cell #  Lets call it the "doors to nowhere house" ha!

So when they call I collect cell phone numbers, email addresses, what type of houses they like and what price range so I have all the right info when I come across a deal.

But, on the bright side -- it's definitely not impossible and I hope one day to be reading about Tommy R in Forbes, The Wall Street Journal, Time, etc...

about 90-95% of households have registered for the federal do-not-callit's illegal to call cell phones people are changing phone numbers a lot between land lines and cell phones.

Anyone who expects top dollar for their house and uses their cell phone for the pics, are really limiting themselves.  

I have had tenants at the poverty level that have cable, Xbox, cell phones, brand name clothes and eat out dinner five days a week.

But as previous business owner, I know filing for taxes can be flexible to a certain limit, such as meals, cell phones, car payments under business or personal, etc.  

Just today an article was published in the Denver Business Journal about a Credit Union not being cleared by the Federal Reserve to operate (even though credit unions are state chartered banks but, I digress). 

Wall Street Journal spoke to this recently in an article stating the diversification debt to asset ratios of TX banks relating to oil - their perception was all (with only 1 exception) are diversified out of oil significantly to not be affected.