Is it just because you could potentially mitigate potential damage to yourself by incorporating more names (and therefore more assets) for the bank to pursue?

Have a background in corporate strategy and financial modeling so I think I can do a decent job.

But I do have an Internet company (rentals related) that is incorporated in Canada of which I do my taxes yearly.

I went to ATL last summer, and learned how to incorporate Y'ALL into every sentence.

Mostly because of my hours at my primary job but also because I intend to grow beyond 10+ properties and was looking at building the long term connections.A large portion of my day is in corporate level customer service so a PM handling escalations for me is kind of nice to have around. lol

Rarely do folks go longer than that as the rate delta is just not worth it.Personally, I prefer variable rates.If you are purchasing a reasonably sized building ... say 12-16+ units, I would seriously consider incorporating the building in its own holding company.

There is a contingent of us here on BP that advise newbies to forget about entities, websites, logos, and such until you've actually done some deals and made some money.

Growth is good by me, but only if it incorporates efficiency.As such, I don't need more doors to manage.  

thank you all for the great info, I definitely will have a co-signer addendum.never considered the "school provided sample", great idea.yishi, I definitely will incorporate some of your ideas into my leases. 

Pick up some themes or ideas you like and incorporate it to yours.