Homebuyers are making sure that the house they are buying is worth the funds that they will invest, particularly if the home considered is already an existing structure or a foreclosed home.

I feel like I am stuck because I can’t buy any more properties (except for seller or creative financing) and can not refinance any of my existing properties because of the 4 loan limit.

The basic idea of a lease option is pretty basic but the details are what will make the experience good or bad.The way that I do lease options and the most successful way I have experienced is to lock in the sales price, give a 3 year lease, and require the tenant to make all repairs.The other thing you are talking about is purchasing the home "Subject To" which simply means subject to the existing financing.

I thought about asking instead for no interest seller financing with a balloon, perhaps subject to the existing note, but that puts me in the position of owning an at market property and I'm not really into that either.

What are the terms on the existing note?

I have taken intensive college classes on Tax & Legal strategies, using Self Directed Retirement plans to invest, Wholesaling, Short Sales, Tax Liens & Deeds, Rehabbing, Subject to existing financing, Seller Financed Notes, etc.

Adam forget about the HELOC and focus on finding a house that someone is in trouble with and take the property over SUBJECT TO THE EXISTING MORTGAGE.You can also do a lease with option to buy and then negotiate not putting down a whole lot of cash and getting rid of credit card debt and other debt.Loosing a job is not the problem.

Companies do exist that provide just due diligence services but they are few and far between.

It is written to a segment of investors that are very rare, if they exist at all.

While the cost of the existing bailouts is staggering, I suspect we will see more bailouts, more stimulus programs, more jobs programs, and generally more government spending to come.