Now, I guess if we were to bring 30% or 40% of contract price to the table, they may reconsider based on our history.The silver lining, if there is one, is we jumped on this right away and about 5 months ago went to two other banks with a full investor's packet, including: financial statements, tax returns, LTV or each property and entire portfolio, and portfolio holdings with current rents and cash flow per unit.

Even if the purchase price works for us because of the upside I am somewhat concerned about the property being able to appraise and having to bring more cash to the closing table. 

In short, basically the stockmarket advice industry is a self-serving bunch of liars who when they even are honest enough to recommend indexing, still keep real estate mostly off the table; guess what, when they give that advice they get paid, so it’s their job to give that advice.  

Most people never consider how slowly they are chipping away at their principal, but when you look at an amortization table it usually takes about 2 years and $20,000 in interest to pay down $10,000, for example, in the typical fashion.

It's like sitting at a poker table. 

If you want help from people you have to lay something in the table that benefits them!

My biggest "disappointment" is when new REI ask (and expect) free mentorship with the caveat they "will bring something to the table in exchange/barter". 

This may or may not pass muster in our case.Which, jumping to conclusion, implies that there is no standard way of "transferring" the loan directly, in order, having the 3 of us (me, buyer, bank) sitting at the same closing table and performing 1 atomic transaction.

That's something that I really want to be well-versed in.House hacking is not off the table, but would also be a hurdle for us lifestyle wise.

That’s why people in winning positions sell to take money off the table, like Bill Gates selling bits of Microsoft.