If that little bit of extra interest on the HELOC is what I pay for the peace of mind that all my cash is working for me at all times, so be it.

The folks I know who live in the Heights are all in cute little houses with big porches on calm and peaceful tree-lined streets.

I like the idea of having no debt... personally I'm not there yet, but it sure would give me peace of mind.

It earns effectively 0%, but the peace of mind is so worth it.

My property did have an inspection report attached to it but I did also order my own inspection for peace of mind.

No, you may not need this cushion for every property you own, but it offers such peace of mind when you do.

Peace.

Well, I've been living in this house for quite a year now, and the Landlord is always being disrespectful with us and always taking too much to fix things in this 10 years old house that is falling in peaces , last week our a.c broke, it wasn't getting cold, so we asked him and only 4 days later someone came to "help", and the a.c. was working again for 2 days, and then it got it broke (the air made an explosion sound and there was smoke coming out of my son's bedroom air ventilation) so we turned the a.c. off and open the windows so the burning smell would go away and then we called the Landlord and told him about what happened and that we need it him to call  someone to fix it or something, anything.

That may give family and friends peace of mind when working on your first syndication.  

After several months of paying a lawyer over $5K and a ruling from a Justice of the Peace I was to pay for their stuff including their legal fees of another $5K.