Cars and car payments kill most Americans dreams.

@David Kelly @Caroline GerardoI'm using new american funding, In general they have very competitive rates and I like the folks there.

(American Title Company of Houston is a good place to start) 3.

That said, I do totally agree with you that we need to figure out as a society how to help those who are less fortunate a decent place to call home.

More relevantly how well I have done in Real Estate Investing in such a relatively short period of time and just the overall quality of life to state a few things.Now, I am under no illusion nor I have been living under a rock to see that there are still flaws in our society; however, these are nothing compared to what I have seen growing up in Africa and travelling to over 15 countries all over the world.What do you think?

I did go in with min 3 years of American tax returns and a healthy American credit score, they would not accept my Canadian credit score initially which slowed me down a bit.

Also there are special loan programs available for certain people, Native American?

For some personal context, I was driving back from a remote lake house deal and was passing mobile home after mobile home of some of the poorest Americans I know.

Some Americans still have jobs, in fact many do, especially in our market)How many of THOSE are actually underwater (have no equity)?

It there any way to get reimbursed by home builder (richmond american homes)?