If there are excess losses, Citizens can surcharge all policyholders to help pay for the claims.If you have a long term rental, it is a viable and affordable option, but it should never be construed as the best option. 

It was basically a plea for help.

It might be worth finding a trusted tax professional who understands your needs and can help you avoid bigger problems in the future.

David reach out if I can help in any way.

Any resources help!

I remember him mentioning it multiple times in the podcast, but I can't remember the specific book, can anyone help me out here?

It's great to have you here, and I'm excited to help you expand your real estate investing knowledge and network.As a private lender, I'd be happy to assist you with funding your residential real estate investments or answer any other questions you may have.

It helps you preseve your capital and gives you multiple exit strategies. 

I wish I had advice but sadly I only have condolences for you and I hope you're able to find the help you need with this!

Hope this helps!