A problem I've run into before is that the Underwriter whose reviewing the loan and the borrower which was me, wasn't willing to count gifted money from a relative as income and actually subtracted it from our available funds. 

I have a single family home where the Section 8 inspector said it didn't count as living space, because you had to go through a bedroom to get to the staircase. 

Don't count on Zillow when analyzing properties in Milwaukee.  

At least you still did well and have the ability to get into higher unit counts now.

However, that is not something you can count on all of the time. 

We also just landed the football hall of fame museum opening in 2013 which will be a newly built 55 million dollar project on an old parking lot.The belt line will rehabilitate large areas of Atlanta.So you can pick up gut apartments for 4k a door and put 3k a door in.40 doors for 160k,120k rehab.280k going in.450 X 40 = 18,000 X 12 = 216,000by 2 = 108,000 NOI at 10 cap stabilized sell price 1,080,000As the area gets revitalized rents will improve but I didn't count on that for this basic calculation.

January is the hardest month on my tenants so a little help counts during that month the most.

The unemployment rate dropped 0.4 percentage points because 120,000 jobs were added and "315,000 people had given up looking for work and were no longer counted as unemployed."

Agree on both counts.

How are they counted?