I agree that learning the art of sourcing off-market opportunities will serve you very well--both now, and in the future...whether you perceive the market to be competitive or not. 

I would not refinance properties, I would look for other sources of funding such as savings, other people's money, study Brandon Turner. 

They will source the best loans for you, and their loan origination fee of 1% can be rolled into your loan or paid upfront.Down payment can be sourced from personal funds, family, friends, etc.

Eventually, once I can make real estate investing my main source of income, I'll probably move to a better tax state. 

Please if his information is wrong can someone offer a source of the information?

Unless you have a very high income or source of funds to buy a large complex on your own.

Worse than average priced SFH are in my outrageously expensive market.You may think I am advocating for selling, but not necessarily.  1) I look at total return and do not prioritize cash flow over the other sources of return.

However, screening of the spouse revealed debt, collections, no source of income, etc. - I would never accept that person alone.

I know that's hard to hear but it's the truth.This is why for guys who are just starting I feel like it's better for you to source deals yourself instead of going through a wholesaler...UNLESS you know and see the importance of networking with and building a relationship with that wholesaler.

I will check into hotpad and marketplace as another source.