Both always seems to have sales of at least 45 percent off the "regular" cost. 

How many do this regularly?

Also, if being hands-off and not requiring any landlording is what you are looking for, instead of a DST I would suggest looking into regular syndicated investments (i.e., Private Security offerings of partnerships that investment in RE or similar assets).

We pay close attention to the market and review market data through Zillow and Craigslist regularly, as in at least four times each year we put together spreadsheets on the competition on a square foot basis. 

@George Kopp I use the Allen & Roth faux wood vinyl blinds from Lowe's, they average about $30-35 per window for regular sized house windows.

The process would be about the same as using a regular lender, in that you close and the HML funds it at that time. 

(It's also possible that because your loan amount is going to be so high, the 28K still fits within the allowance; I don't deal with regular residential mortgages enough to know the exact allowed percentages right now but I know it frequently comes up as an issue.)My other major question/concern would be whether it's actually a legal 4-unit property, particularly regarding the basement unit you mentioned.

@Andrew P. do you have a regular job by chance?  

The main scheme they promote is co-living, as a passive income cash flow generator.

I don’t want to use a regular conventional loan myself and neither do they to avoid using a big chunk of money they want to save.