There's a lot of good data about trends:from http://berkshireplanning.org/images/uploads/documents/Berkshire_County_Population_Trends_140909.pdfBy 2030:Population – reduced by 12,420 School age children – reduced by 28% – (school enrollment declined 13% over last 10 years) Educational Attainment – reduction in amount with college degrees (especially advanced degrees) Workers – reduction by 25% Seniors – increase of 69%Housing – continued demand in South County due to seasonal residence.

* Additional Information & Exclusions Other Legal ServicesYour Provider Lawyer will render assistance at a 25% reduction to his or her standard hourly rate* for you or your spouse should you need legal services not covered by this plan.

You would need to see all motions, court rulings, have a knowledge of property's value, secured and unsecured liens, other properties owned by the debtor, entity in bankruptcy, marital status, division of marital assets, condition of property, indication of debtors intentions in bankruptcy, quality of the prommisory note and mortgage or deed of trust, strength of supporting documentation, timliness of notices in relation to note, whether property was owner occupied at time note was originated, priority of other creditor liens, ruling tendencies of presiding judge, foreclosure laws of the state property securing note is located in, respones file by note holder, whether and amount of bankruptcy protection payments made, whether debtor has or will attempt a 'cram down' and whether it will be a principal reduction cramdown, an interest rate cramdown, a term cramdown, or a combination, whether debtor plans to challenge the legitimacy of the lien, expected legal fees for creditor, etc.Once you are familiar with this information you can begin to evaluate a value for the note.

A RUBS program can result in a 5%-40% reduction in overall utility use; plus, RUBS has been recommended by both the National Apartment Association (NAA) and the EPA as an excellent way for multifamily apartment investors and owners to incentivize their tenants to reduce electricity use and conserve water.Utility BenchmarkingUtility benchmarking is a process whereas a firm will analyze and track an apartment’s utility use over a specified period of time.

The IRS recently provided guidance regarding eligibility under the CARES Act and specified that a qualified individual includes an individual who has a reduction in pay (or self-employment income) due to COVID-19.Distributions:If so, you can take a penalty-free distribution (as well as waive the 20% withholding requirement) from your 401k (assuming that the employer allows it) anytime between 1/1/2020 and 12/31/2020.

I don’t think we are going to see reduction in prices anytime soon because their new stadium opens next year.

Charles I definitely agree and I am not even close to being a tax person.When I do commercial short sales the sellers ask about the 1099 phantom gain and how that will be huge to deal with.I tell them if they can to try and do a loan mod or interest rate reduction first.Some bought at the height of the market and are pouring money into an over leveraged property.

Again, most short sale contracts don't allow the original seller to have any monitary gain.I realize things have been difficult, but there is a reason you had to short sale, now it could be because you had a reduction in pay, medical bills, job loss, etc., and at the time you took out the loan, you could afford it, and now you can't.

If your credit is good and you apply for and receive a new credit card, the gain will offset any point reduction on the Fico.

But once you have been identified and assessed the risks, all techniques to manage the risk fall into one or more of these four major categories: Avoidance (eliminate, withdraw from or not become involved)Reduction (optimize – mitigate)Sharing (transfer – outsource or insure)Retention (accept and budget)Ideal use of these strategies may not be possible.