If you are using a convebtional mortgage product then use it to the fullest by taking as long of an amortization as possible.

There's some cranks who say a flat property tax , just on area not improvements, would be the best thing to insure the most productive use of land.

The product works for them and understanding WHY the product works for them is something they'd rather not waste time thinking about.

The tenants are extremely slow to get their credit up to par so that they can get qualified for a mortgage loan. 

Casino sometimes offer good deals during slow season.  

What is the lowest (average) conventional loan a bank will offer? I've seen a few numbers bouncing around on here. My credit score is around 740, minimal CC debt, and no student loans. Looking at residential propertie...

Lenders can typically close in less than 10 business days, but there is so much that can slow down the process.

I consider this guy one of my mentors, and I happily pay him his rates because we both know the score.My electrician is one of the best men I've ever met, a product of this town that certain powers that be in this country decided long ago to throw under the bus.

And I think you're doing pretty good if you can find an 80%LTV product...My only other suggestion is to work a purchase money mortgage angle if possible...maybe even a lease with an option to buy...no need for conventional lending...but it depends on the circumstances of the property and the seller...

The worse months are late November and December, but I use the term worse months loosely as the last few years have been so busy we barely see a slow down in those months.