Credit - (willingness to repay) is one item looked at when doing a loan,the others are "ability to repay" - (income),how long on the job - (usually 2 or more years),the property itself - (mobile, stick built, manufactured), purpose of the property - (to live in, to invest in),the lender - (bank, credit union, mortgage lender, mortgage broker, hard money lender),the type of loan - Conventional, VA, FHA, USDA, the amount down (3.5%, 10%, 20%, 50%)If you are self employed, you will need the previous two years of tax returns and they may require they be audited, not self prepared.interest rates, reserves (money in the bank for a rainy day) and a few esoteric things you can't control like bank policy, government subsidies, etc also play a role.I suggest you contact a mortgage broker in your area.

Would putting a nice manufactured home there work?

I also have worked with realtors in Columbus and with the Intel Investment in New Albany Ohio with what will become the largest chip manufacturer in the world there is a lot of price appreciation that will be coming to that area.

A cash-out on the double-wide would get a max of $77k (max 70% LTV on manufactured investor loans). 

There ARE conventional loans for MANUFACTURED homes built after 1976 on permanent foundation but not for single wide mobile home still on the tracts (that's a car loan)  

I did a van cargo business delivering pallets of car parts and that city is a huge manufacturing part hub with real manufacturing jobs before AI and the robots take completely over.

The only item on a criminal report that you can automatically decline is "manufacturing and distribution of a controlled substance".

I want to learn as much as I can and save money until I’m ready to jump in.That being said I currently work at a manufacturing plant.

They are bought or created to increase a firm's value or benefit the firm's operations.An asset can be thought of as something that, in the future, can generate cash flow, reduce expenses, or improve sales, regardless of whether it's manufacturing equipment or a patent."

This is me speaking for my area and what I usually see in 55+ communities.The majority of 55+ properties that I see are usually manufactured.