But putting it into a savings account seems like a waste.  

Don't waste your time with the top 5-10 banking institutions.  

Home warranties are a waste of money most of the time. 

Don't waste your time. 

You keep hearing about what a threat it is to use non-licensed $20 an hour guys who might come and repair a wall a tenant's kid knocked a hole in.

I wouldn't waste my time until they have a letter of qualification from their lender. 

The difference is in fee simple there are two separate physical lots, and you just happen to share a common wall with 0 separation between the two units.

Went back to the home after the auction and noticed one of the walls in the basement was leaning in and cracked badly. 

The interior was stripped down to studs, you could actually see daylight through the walls.

Good Morning,I need some insight and recommendations as to a situation that has come up, ina  property I am looking to purchase, that has Exposed wiring , all throughout the house.The house was built around 1955 , and it is all wood on the inside ( almost like a Log cabin on the interior walls ), in that there is no sheetrock anywhere in the house.Well, all of the wiring that goes to the.... light switches, Outlets and ceiling fans, are all " Exposed " and are tacked to the wall with staples.Here is my main question please.....