I was going to suggest finding a place with better value, but after doing some searching online I didn't come up with much.  

Hi @Tony Herrera,I have a small suggestion for house hacking that I use today. 

Someone suggested I take his course.

It doesn't always come off that way, so do this and you'll stand out!

My suggestion would be: DO NOT get bogged down in the numbers of some magic ratio. 

It is likely to scare away most renters, so I'm a little hesitant right now to move forward with the deal.Does anyone have any suggestions about what I can do with the property next door? 

I know I'll get "beat up" here on BP for even suggesting paying everything off :) but I'm at the point where I'm ready to stop scaling (for now) and have everything paid off.I'm really struggling to find an Avalanche Debt Payoff Calculator for mortgages.Everything I find is just for general consumer debt. 

My wife suggested an every-week payment plan of 250.00 a week to catch up.

When you mention over-leveraging, are you suggesting I should be using private money instead of hard money?

Any and all advice or suggestions are welcome.