I wonder if he's going to go ahead and post the 3-day notice to pay or quit.

And finally thinking ahead besides the 50% rule which I am learning about, what else do I need to take into account when looking for a good multifamily investment?

Well you are definitely ahead of the average new investor!

However, it is worth asking the question ahead of time to see what the bank's policy is. 

So, go ahead and skip the Realtor if you want to.  

If the asset is NY, like the OP, then those bids tend to be around in the mid 40% of FMV and lately have been trading for premiums 10% ahead of that more centrally located to the major MSA.  

.  keep in mind I’m just now about to pay rent for the first time since moving in I have a head property damage now and really bed health effects.

I think you'll come out ahead putting in standard double-pane windows and including the removable fabric style protective coverings when you sell.

In that case, as someone pointed out above, you could always set up the utilities in your name ahead of closing (some utilities may not allow that but most will).  

I know you guys care about the user experience, so wanted to give you a head's up if it was pervasive, and thanks for jumping on it.