The rates and fees for a 30 year fixed over a short period of time will by far eclipse what you can get with conforming money.Hope that helps you clarify.Stay safe down there in TexasStephanie

I've done the math and after we sell, we could make $50-55k after closing costs/fees which would take care of my wife's student loans and help with a down payment on a nicer house that we could see ourselves in long term. 

Of course, what they are really interested in is their own fee revenue.  

The servicer can prepare and send for a fee or the lender can handle it themselves. 

You do not give the 40 buck application fee back.. 

dont even bother with taking her to small claims court. its considered a small case and it will take forever not to mention attorney fees and time wasted. just swollow it and move on. it happens to me all the time. a lot of times when a "war story tenant"  (for lack of better wording lol ) leaves i see some holes in the walls etc.... but im just happy to see him or her go!!!

Arizona LLC's are cheap to setup ($50 state fee) and they don't have Annual Reports (like most other states).

do they have a lease up fee and what do their maintenance people charge,and do they keep books for you.

But I assume one would take some hit on fees?

It's best to have your attorney do the correspondence.Depending on the chapter BK your tenant filed, these motions can cost between $500-$1k to file, with a court filing fee of $181