I am not seeing it in that perspective but want to understand what you are saying.

Still clothes and old furniture inside need to go.Paint fresh?

Based on what you know now what is your perspective?

If all it takes is some appliances, a water heater, some superficial repairs, and fresh paint that's a nice profit, if sold at 124K.

Can you start a fresh thread under the Bankers, Lenders, and Mortgage Brokers forum?

Either post a public question in the lending section (more than 1 person will likely offer their perspective) or send me a message.

The returns are great, and people are genuinely thankful to have a house with fresh paint and clean carpets.

If you do leave it, and have supply or drain side leaks, you end up tearing out all the other new work to fix it.If you choose to do nothing, and the rest of the home is "fresh", then the bathroom becomes a big detractor, and will affect the quality and number of prospective applicants.Of course, if you are just flipping, glazing the tub, surround, and sink fixture can make a HUGE appearance improvement for very low investment, and you can pick the latest designer colors!

Here is my perspective (having bought and sold notes).1.

Additionally I want tap the experience that exists on the site for new fresh ideas.