Here's my procedure for Tobacco Smoke Damage: 1. 

I used this procedure over and over again.

The contract doesn't indicate under what circumstances the borrower may choose not to continuing paying the debt; it only indicates the repercussions of not paying (foreclosure).Bank's lawyers and actuaries are not stupid -- they know the risks, and it's up to them to write the contracts in a way that both mitigate their risks and still attract customers; if they can't do that, the business fails (capitalism at it's finest).

I do all my deals as JV's these days I don't lend anymore so this is my normal procedure to set up a JV partner that I will be creating long term facilities for.And honestly sometimes I just go with my gut..

Train every person in the company on their procedures and how to use the system.

On the smaller banks...like a hometown bank...I'd just call and ask for asset manager or loan department and start from there...90% of the time 1st person who answered would point me to the right person.....who would then talk to me....and either tell me how to make offer, or tell me their procedure and who would be getting the listing....then your buyer's agent makes an offer to/thru that agent.What is your idea for contacting them? 

Some will also give you some guidelines on the importance of having written procedures/qualifications when screening tenants.  

I am closing on a deal with a wholesaler for a property that's happen to be a HUD property. The wholesaler is running out of time before needing an extension. How long does it take to CORRECTLY do a title search? I do...

Your state landlord tenant regulations will outline the required procedures for serving and evicting.

He often includes a qualified Tax expert to give their interpretation of the procedure & it's IRS intricacies.