I contribute on a dollar cost average basis and has become a sort of forced savings account.

@Michael RayYou are getting a lot of advice to sell from people who likely don't have investments in the Bay Area or other high cost investment areas.First off - if you sell the property - you will likely lose 6%-8% right off the bat through seller commissions and other seller related costs.You would have to buy another property at 6-8% below market just to make up for it right away.Second, you have to determine what the property is appreciating at on an annual basis, while you are not cash-flowing, the value of your asset may be appreciating at a higher level than other asset classes.As much as people are saying they are leaving the bay area, there is little area's around the world with great weather and atmosphere(minus the homelessness issue) as the Bay Area.Cash flow is good as it brings in income but asset appreciation is where true wealth is created.

I am trying to analyze whether to purchase an investment rental property in a SFH/MFH on a turnkey basis or via a real estate syndication. 

Both work with movers on a regular basis when moving mobile homes.

Of course you can always partner on an equal basis with one or two other investors and pool your capital.

If you do construction on flips, you have an entire live webinar available every day.

What kind of lifestyle do you want (working everyday or retire early)?

Every day.

Both my mortgages auto debit from their respective checking accounts on a monthly basis. 4) Order a debit card for the checking account.

Making it a habit to come read a few posts every day and replying.