Once you reach a point (as he apparently has) where you have a thorough understanding of the various systems and components used in construction; all the local laws and standard practices pertaining to the rental business; the rental market and seasonal fluctuations; issues regarding hazardous materials utilized in the construction of housing, and in some areas found in the ground around housing; Federal Fair Housing, Fair Credit, Title X, EPA, IRS, and many other regs; contract law; Building codes, code enforcement, and the permitting process; subsidized housing; AND you have a team of reliable, responsible, and reasonably priced vendors to utilize; AND you have established systems and procedures that work for you, THEN, and only then, does PM become "easy".

Also, outlook over the townhome and condo markets remained highest in Colorado.For-sale inventories remain tight in many states but seller traffic was reportedly improving.While real estate professionals remain generally optimistic about housing's outlook for the next six months, the did note a few concerns, however:Tight inventory in most states, especially for move-in ready and "affordable" unitsFinancing issues, such as qualifying for a mortgage still remains tough and the underwriting process is slow, leading to delayed closingsAppraisal valuation concerns and delays due to "questionable" comps, particularly for FHA/VA loans, the use of "out-of-town appraisers" and second appraisal requirementsImpact of the new mortgage procedures (RESPA-TILA) on closingsNegative impact of low oil prices in states with oil/gas productionSlowing demand from international buyers (e.g., Canadians) due to strong U.S. dollarUncertainties associated with flood insurance ratesImpact of upcoming interest rate increase on demand

Insurance for health and dental etc.4.

Rich, in Cancun recovering from serious dental work.

My wife Chris knew she needed a bunch of dental work, but put off seeing the dentist.

They still might, but I am still learning this new format.Here is a question that any operator can ask themselves to test their own knowledge:Do I have a written Policy and Procedure Manual for: Red Flag, Safe Guard, and the Disposal Act?

A private money lender or (individual offering hard money loans) may work out of their house on the side and have nothing but their gut and an excel spreadsheet they've built... this is a lot less overhead and they can afford to charge less interest.On the flip side... individual lenders' underwriting of deals can be unpredictable, irrational, and erratic since many times they don't have proven and established guidelines and procedures for lending and evaluating properties... and their available capital can be undependable... both of these can be frustrating to borrowers.Originally posted by @Jeff Rabinowitz:Organizations do not necessarily have more experience than individuals--brand spanking new companies with no experience whatsoever may form at any time.You're absolutely right on this... that's why before using or partnering with an HML you should make sure that they have the experience/expertise that will make it worth your while to borrow from them or partner with them.

We don't want to see any 36 hour weeks on those paystubs.Stereotype in the mortgage industry: medical/dental employers are horrible at verifying employment, they like to volunteer information that isn't requested or necessary, they can't do math, they want to tell convoluted stories compensation structure when all we want to hear is ">40 hours, $X/hour, yes she still works here, I'm done talking now, [click]" to check our Fannie Mae box in the simplest way possible, or even worse they have verifications of employment outsourced to some call center in India that turns your comp plan into the epic Hindu saga Ramayana, etc.

A lot of my procedures are based in my experience in other realms, like time sent in the tax and mortgage industry.

It took a couple of months because of the hearing times, but the appeal was a success and the assessment was reduced by the appropriate amount.Three immediate benefits I think of when hiring an attorney to file the assessment appeal:- Your time is saved- Not too expensive- They have experienceNow, you can do the whole thing yourself, but you ought to look towards the procedure.