From what HM told me, in addition to the points that his company charges (Each point is 1% of the loan amount), and the interest rates that you deal with when going hard money, the length of the loans are 6 months and 12 months, there is no multi-year loan.

If you're based in the DMV area and have had experience working with new immigrants with limited credit histories, please reach out!

so I was able to check the county recorders website and there was a judgement for a credit card in 06, the purchase in 2017, and the Lis pendens from April, 2022.

In general ADU additions are one of the worse RE investments.  

In addition to that, most buyers have a preference for placing their own tenants versus inheriting tenants, even if they just moved in.

A few additional notes to answer some of the questions:RE: "All the same permits and inspections should be required whether the home owner does the work or not." -...this doesn't seem to be the case where the state building code wasn't adopted.

In addition rental income covers all expenses including vacancy, maintenance/cap ex, pm, Pitt, etc.  

In addition, after NDAs expire, intellectual property rights such as copyright or patents may remain to protect trade secrets.The NDA must be supported by a fair consideration such as payment for service or potential employment.

As a pure investment it looks okay, but with a primary residence for my family thrown in at zero additional cost, it looks really really great.  

Keep all business transactions within your business bank accounts and credit cards.