Assume the worst to be safe!

Good thing I did, because she told me that they were the worst closing she had ever done, as someone else mentioned, final docs were sent less than an hour before closing.  

I have just connected with a quality CPA and attorney (for worst case scenario).

Worst case scenario - which should be considered because like you had alluded to - who knows if you, or her, decide one day - this isn't working, I want out...you still have something to fall back on.  

Worst case they can send a doc to local attorney office and I can go and sign there.

Banks are the most expensive way to borrow money and the worst way to get a return on your CDs or other "investments". 

Worst case scenario the health of your customers is effected but if it contamination is discovered the state may look to you to clean it up, which is far from cheap.

But worst case, if that doesn't happen, I'm assuming I need to move all the utilities into my name to keep lights on, even if it is only for a few days before I find a renter?

So, I said what if I go to your bank with you, meet with them, and I pay the next 4 months payments up front to them, and contract with you to pay it off in full within 120 days, and if I don't, I walk away and you keep your home, but at least worst case I bought you 4 months to figure out another plan. 

Worst case, transfer title back into your personal name, or refinance again...