(I'm in the process of studying for the real estate exam but I'm afraid that we need to sell it before I get licensed) Any other help or words of wisdom you can offer would be really appreciated.

I recommend the Discover IT secured card. 

You can get around that by starting with a Phase I study.

I have yet to invest but I am certainly interested and have been putting in the time to study buy and hold rental property investing recently.The home I live in is owned by my grandmother, who will be deciding what to do with the property within the next couple of years. 

Or should I just keep studying and saving for a traditional 3.5% down payment in the same area in the next few years.

I had an opportunity recently to get to know a Russian woman who studied to be a lawyer in Russia.

As a welcome, I have here are some valuable recommendations for your further study:      1.

Shortly after that I discovered bigger pockets and have listened to the podcast series front to back multiple times.

Study the industry, economy, direction its going.3.

Hi My name is Eddie, and for about half a year now I have been studying real estate concepts on my own.