I have 3 under contract right now, and two of them are wrapping up the closing process towards the end of next week it looks like.One of the properties is good to go, financing is all locked down, appraisal/inspection is done, etc.But...

Especially after paying them plenty of fees to close the loan in my name just weeks ago?

They have a farmers market weekly and a nice conservatory. 

I’ve actually went through both of those scenarios this past week.

I hate statistics jobs like that, it's just too hard to measure.If x agent spends 10 hours a week learning and trying to be better and y agent sits in the office wondering when someone is going to call how can you measure that and say that the average agent makes = z.Who ever woke up wanting to be average anyway!

I like to do value add investments so even areas that haven't quite taken off are of interest.My girlfriend and I will be in the Denver area next week. 

I am planning to do 8 sets of mailings over 16 weeks, does this sound like a good frequency?

But you can buy various maturities (4, 8, 13, 26, and 52 weeks)

Second part of the question - The "VERY BRIEF" conversation I had with my mortgage guy a week ago was "a cash out refi will be better in the long run". 

We recently sold our CFD after only a week of being on the market.