Just be honest with them and save everyone the time.

I have been saving all my receipts relating the property.  

Since I ended up putting so little down on my primary and have savings left over, last week I was pre-approved for 25% down on a duplex out of state at 4.75%. 

Here's how we do it...Save 40% of our earned incomeInvest half into index fundsInvest the other half into real estateAnd all passive/portfolio income gets reinvested

Aside from that you may be stuck having to save up the money for a future purchase to keep your risks as low as possible starting out.

I am learning from the best and continue to be blessed with great people in this place.To continue this path of success by building knowledge and wealth I would like to help all the families out there by providing tools that can help everyone save money in energy used on residential and commercial properties.My motto is "Integrity before Growth" in which families are able to save money and help others do it as well.If you would like to know more about it I'll be glad to give you more information.

I have zero money up front and will be able to save $1000 a month beginning Sept.  

Should I save more money 20k-40k and stretch out my timeline?

So my suggestion for new guys and gals out there looking to invest, the first step is to SAVE MONEY!

I like to be able to save the calculations and go back with better numbers to see how that affects the deal.