The academic literature I've read said says that, of all the players in the real estate ecosphere, builders are the most rate sensitive.

Saw a different post where you responded to a football player and curious to know how you reached 12k passive income a month from $250k cash investment I myself just put $300k into an apartment building in Las Vegas my cost with fees $1,175,000 I’m holding a note for $862k at 4.75 pay insurance 600 a month management $400 a month taxes $400 a month this is a 20 unit at 550 a door 18 units currently leased I figure this only nets me $5k this doesn’t even consider misc maintenance

They are a big player in our market and have a lot of long standing relationship with owners in the area.

Most of the players in Manhattan are hedge funds, so its not even individual millionaires or billionaires investing their money but a collective group.

If you have not studied and don't understand real estate principals and the fundamentals, you won't know what to look for because you won't know what a deal looks like.You are competing in a world of serious players who have done their homework, paid their dues, performed the research, made the business connections and now they typically have too much capital chasing too few deals.Where does that leave you?

I tell him I work only with real players and with cash deals to close fast in 1-2 weeks.

Tod Novak this is a primary resident

Learn as much as you can and network with the local players. 

I also use smartmove through USAA and applicants pay $12, but $40 is common the  DC area even for major property management players.

Lubbock is pretty small, so if you start networking you will meet the biggest players pretty fast.