I know that I would definitely have to research HOA's financial standing when looking for a unit to buy in order to avoid those special assessments.

So long as the private lender is utilizing their actual monies and not borrowing from a third party then charging HML fees when they loan it to another, its ok.

Or even just commercialize/ make your ad stand out?

Its a bit more of a party atmosphere.

@Matt LiuYou can use a third-party to service the note: you make your payments to the third-party (broker, mortgage service company, lawyer) and they, in-turn ensure the payments are made and acknowledged

Utilities generally don't supply anything to third parties.

With that base you should be able to decide for yourself what will fit your entry level property or investment.What I'm saying is that this business has so many facets it's impossible for one to advise you with the given information.The encouraging part is......It's for you!

None of the parties shall receive any proceeds from this transaction except the sales commission."

That's not fair to the agent(s) and other parties involved, and could end up giving me a less than stellar reputation as an investor.

That loan trades well above 60%, all things being considered, since the Mortgagee stands to recover interest arrears, advances and fees from the equity of the property.