This will allow you to leverage more of your cash for down payments.

Might be worth asking if it is good for buyers too.I generally believe that the settlement is not good for either sellers or buyers. 

Is it currently cash flowing?

They’re legit and the fees are worth trying.

Currently, I don't have any second mortgages or helocs because the idea of keeping track of more than one mortgage per property has been a tad daunting and decreasing my cash flow at the moment is something I'm battling mentally with.

Something that throws off some cash flow and will continue to build equity (either through rental or price appreciation). 

Some cities worth considering right now include Tampa, Charlotte, and Austin—all experiencing growth and increased demand for housing.

(The real money in real estate is in the long-term buy and hold anyway, not in the month-to-month cash flow.) 

But I didn't get a single lead where someone would go from 125% to 50%-65% of ARV (which is usually a fair cash value when you account for the repairs).

Let me know what you guys think I have about 70 K in liquid cash $250k in a heloc , so total is $320k I’m working with Option 1: Go 5% conventional on a two family home which would be about 90 K with down payment and closing costs , I am preapproved for 950 K .