What screws me is the flood insurance that the lender is requiring me to obtain on 4 of the houses.

Owner finance at first just to obtain the property quickly, then did a cash out refi with a local bank.

I'd still say it's a good read for those who are looking out of state and don't yet have all of their T's crossed and I's dotted.

The two kitchen sinks are connected by a T-shape drain pipe. 

@Cody Neumann, why are you glad you obtained your license? 

If you are looking for inspiration to invest then I would read "Rich Dad Poor Dad"by Robert T.

A lot of lenders will want to see a copy of a lease once you obtain one if you are buying as an Investment property, but I've never heard of doing it like that.

He probably obtained it when he was working under a license and is now in violation of the insurance carrier's requirements.

Also, since Shane would like to obtain more properties so if he added three more would it be possible did just have that separated in lines of credit instead of a loan.

Think of them like the private form of a zoning code, which is often how they are used.So two things 1) covenants are private and the risk of violating them is having a civil suit brought against you by another private individual 2) they are recorded documents so knowing what they contain is as simple as obtaining a copy of the document from the County Recorder's office or asking Title to provide you a copy.