.- If you go with owner financing, you become the bank so you get paid every month but repairs, property taxes, etc... are no longer your problem.You know your personal financial situation as well as the condition of the home as well as rents in the neighborhood so you will have to decide which model is best for your situation.Good luck!

So I guess I am a little confused on how mortgage payments are decided.

I've decided to move closer to the job so my commute will drop dramatically (which is about 100+ miles from me now to the new site).

I was in new construction (Plumbing) for over 30 years and just decided I had to make a change.

What approach did you decided to take? 

If you were holding for appreciation but did not use the property for personal use at all that too could be used as demonstration of intent.Your accountant will be the final decider. 

Or you may decide to stay together and combine all three again as one exchange. 

The law enforcement in my small town keep telling her she can’t do anything until he decides to come and get his stuff and return the keys.

You only pull money out when/if you decide to, & functions like a credit card.

Scott's book an estimating rehab cost, it is very clear and helpful to anybody.It will tell you what to ask to contractors, find out your local prices by talking to contractors.Then find an agent, go check houses, look at the list, decide what needs to be done.Your agent should provide you comps, so you know if price is good or bad.If everything is greek to you, you might want to start by getting professional help as much as networking.Good Luck!!!