@Ash BisariaRecommend exploring as many sources as possible to get referrals AND cross-reference them to get as much accurate information as possible.Check out NARPM.com, BP’s Property Manager Finder (BiggerPockets: The Real Estate Investing Social Network), etc.Also, encourage you to learn from the mistakes of others - by reading posts here on BiggerPockets about owners not having their expectations met by their current Property Management Company.

Assuming you get a management company to look after the properties (since i would be out-of-state investing).

The local investors say there are a few more insurance companies in the State than a year ago.  

Our policy is raise halfway to market following purchase.

A fairly common way that self-managing landlords handle this is to create a company that provides services to your properties.

Hi Sharon,If the yard is not separated, I would suggest hiring a lawn care company for weekly/bi-weekly service.

You need to find a good Property Management company to keep you're place rented for seasonal rentals or long term rentals.  

Looking into property management companies and cleaning services in the Poconos, PA area.

Situations like this is exactly why I love having a good PM company in my arena.

As a lender, chase being a large bank has pricing flexibility as you noted with their rate but they are a bank first and mortgage company third or fourth.