Their pricing isn't all that great but the service is good and they will wrap an umbrella liability policy around all of your personal items as well as up to 10 properties. 

I'll be doing this under an LLC and I'm not sure if my personal debt to income ratio will affect the purchase or if the LLC is considered to have its own debt to income ratio.

I had a new baby on the way, jobs had stopped coming in and I found myself solidly in a “what’s next” phase of life.

A great way to network and meet people in your local community is to attend in person meet ups. 

That's all; it's not a personal attack.

We have access to personal capital through equity and recently offered on a boutique motel that we were going to manage initially, but couldn't come to agreement with the sellers. 

Do they have in person sheriff sales like most other states?

Most lenders will have clauses that allow them to modify the terms, freeze, or even call or convert the line if certain events occur, to include ambiguous events like changes in personal financial circumstances.

I am very familiar with home sales, having moved 5 times and bought and sold 6 personal houses. 

I personally work in the Columbus, Oh market because my research lead to this market.Build a Local Team:Find reliable local professionals such as real estate agents, property managers, contractors, and attorneys who are familiar with the market.Network with local investors and attend real estate meetups to get referrals and build connections.Set Investment Criteria:Define your investment goals, such as cash flow, appreciation, or a balance of both.Determine your budget, financing options, and the type of properties you want to invest in (single-family homes, multi-family units, commercial properties, etc.).Financial Preparation:Secure financing or funding for your investment.