I'm the Campus Director at a local non-profit and my wife is an Occupational Therapist.  

Currently I am currently an analyst with the loan originations team at a non-bank commercial real estate lender. 

I know some people use buying agent, but I don't see them as necessary or really a big value for them for those non-SFMs.

Brian...thanks..... if you buy a note and get a deed transfer it works easily once the banker or lender agrees...might take a few arm twisting but they do not want non performing notes at the bank.Pretty easy really...and gets a owner off the sherrif sale hook and the bank is finished with a deal going bad fast.

I am going to be sending out a non-renewal on a lease that expires June 30th.

You may have to use non prime hard money if you looking for terms close to bank rates.

Depreciation for property 3 would be non existent- however the depreciation would be offset since the sale prices of the other houses are higherThis is my first real post so be kind.

I was also told that because the mortgage does not contain a power of sale clause it can not go through a non-judicial FC.  

And all the non agents/brokers, are telling you it is ok.Not saying anything other than it is funny ^_^.Both sides have good points.

35-40% non refundable is insane unless the potential profit is overnight 10x.