Why are you trying to pay $99/month when you can just go to in-person meetups and 10x the experience in 1 hour?

I assume that Insurance will provide me protection against specific risks but not provide liability protection to personal assets. 

Personally I wouldn’t rent it for less.

I’m new enough to the industry that I actually didn’t know I would have to personally finance the lot.

I know personally I have benefit with my 90 home project 20 miles south of Downtown PDX..

Could get a personal loan beforehand to help cover the difference.  

My main concern would be using HELOC on personal residence to make first real estate investment, not as concerned with the Roth/IRA but still don't want to make a big mistake on the first one. 

I understand that I can deduct mortgage interest up to $750k on my personal residence.

Many groups during Covid have switched to online only or a combination of online/in person events.

Best wishes Thanks Dan,Living of refi's is risky business IMO and something I would personally never do.I also know of many investors in "your market" getting over leveraged and hoping for appreciation, only to loose everything.And others that own and manage in Detroit for example that make a fortune.Yep, they bang on doors in the heart of D class area's and collect rents in cash.No appreciation, no rent increases and a strict cashflow play.Seems to work well for them.Each to their own I guess.Much success >Living of refi's is risky business IMO and something I would personally never do.I consider it low risk because 1) most cash out refi are limited to 70% LTV. 2) most loans are non-recourse.