Dave Ramsey is a genius in a falling market and too conservative in a rising one.He is certainly the guru of maximizing savings but... there is a ceiling on how much you can save on one lifetime from a W-2 income and enjoy life.There is reward in taking calculated risk.

Good Luck, and enjoy the time!   

Or are there other banks/credit unions that y'all had enjoyed working with. 

Old realtors will think about retiring and enjoying retirement before they catch Covid 19.

I do have the thought that I would like to stay close to home in terms of investing, I will soon be aiming to be a travel nurse and have no reservations on keeping an eye out on a market that will allow me to do well and enjoy the scenery (have never been out west and would love to see what cali and texas has to offer)My most recent activity I have been working on is taking down addresses on properties that still have Christmas lights on, or whose yards look in disarray, just to get an idea of what things I need to keep an eye on when I finally purchase my first property.

I do have the thought that I would like to stay close to home in terms of investing, I will soon be aiming to be a travel nurse and have no reservations on keeping an eye out on a market that will allow me to do well and enjoy the scenery (have never been out west and would love to see what cali and texas has to offer)My most recent activity I have been working on is taking down addresses on properties that still have Christmas lights on, or whose yards look in disarray, just to get an idea of what things I need to keep an eye on when I finally purchase my first property.

-A friend works for NYS Department of Labor and has told me that with the enhanced unemployment benefits there will be unemployed people making more than her.

And with the booming ADU market here in SD, that's enhance the rental income options for future cash flows.

I would like to add that most people who become unemployed will be eligible for additional unemployment benefits (enhanced unemployment) and will be earning more than they were while working. 

I have enjoyed your thorough deal recaps.