While $900/mo (almost $11,000) seems excessive< you are catching up for last year and paying next years increase.

We gotta reconnect and catch-up!

If you want to catch a fish, go where the fish are.

Good catch, I used the wrong term there. 

Give the 3 day pay or quit, if she catches up that is one thing, otherwise move forward with eviction. 

Rents are increasing but it will be a while before they catch up.

ACV - if a tree crashes into it and destroys it or it burned down tomorrow (say, a tenant leaves groceries on the stove and it gets turned on or they plug in cheap phone charger and it catches on fire - both problems we've had), can you rebuild for the $180k?

I been listening to the podcast everyday catching up on old episodes.

However, bear in mind that if you don't keep up w/ the market rent it will be harder to catch up in a few years (psychologically even it is challenging).

Importantly, keep on top of your tenants; as with ALL renters, including Sec 8, inspect the units at least quarterly to catch problems before they become disasters.