I think my credit is good enough to secure a mortgage.

@Maria Luna if the deal is good enough, you may not need the income verification.

If the deals are good enough the money will find you.... or so they say.

This is a bit different but hoping you all will be generous with some insight. We were set to continue renting where we live and buying rentals but decided to consider getting a personal home. We found one with an ass...

And i hear that there are problems with small dollar property loans, i guess i could look into hard money loans but their rates are high, and i would rather see if i could get it through a regular bank because i have good enough credit to have a low interest rate

Is this good enough?

I looked around last year and I found 7 cap to be average and that wasn't good enough for me.

You will always be a sad, broken, wreck of a man, no matter how well you learn to pretend and how loudly you protest otherwise.It will happen to the point that you will know in your bones that you are a habitual failure, that no matter what you do, you will never be good enough to erase the stain of the shame of what you've been through.

Here's one approach...just one of many...If you can find a good enough deal, the 20% down an HML is requiring can come from the equity in the property instead of cash down.  

Being good at SEO but not on the 1st page, simply translates to  "you are not good enough at SEO".