Starting to learn about practical macroeconimics and global finance about a year ago has completely changed my life.

Nathan, I have to take offense at your suggestion that possibly some landlords  "don't run a tight ship and Tenants are taking advantage of the situation?" 

In this instance, I want to know if the fact that they withheld a legal notice from CE to the Landlord would constitute an egregious enough offense to be able to evict.  

I just find that inference extremely offensive. 

Start with STCU, BECU, State Bank, Banner Bank, Global CU, etc.  

I find it offensive and insulting that you would say that about me, attack my integrity and you don't even know me.

I have been following real estate for several years now and actively engage with real estate investors globally, both professional institutions and general portfolio managers.

That is a federal offense!

I plan to hoard on cash, wait for the market to crash, overcome my fear of global warming, re-enter the Jacksonville market with the help and guidance from those awesome people.

So if you buy right you add more income to your qualifying scenario, if you buy wrong well then you are digging a deeper and deeper hole or you'll have to just make more money in your day to day job to counter your paper loss on your qualification side of things- With commercial loans they look at "global cash flow," and they generally want all of your cash flow including your job, rentals, businesses, etc to usually cover all your expenses by 1.25X minimum so if you have negative cash flow rentals or are buying wrong theres no guarantee they will lend to you.