But I think a refinance, and HELOC look to be a good fit, so long as the appraisal comes in high enough.

If the market is inflated then that means I just won't find many properties that fit my requirements. 

Ideas for a city that fits the criteria?.

And of course, if you're living there, you have to make sure it fits in with your lifestyle, commutes, etc.

its just stupid what value does she really do, its branding and apparently alot, but she is smarter and alot richer than me so I should take notes from her.IF you know a good way to make money in 2020 that is duplicatable, sustainable, built over time, fits in a financially and physically ability that is a good blue ocean strategy, do tell! 

@Kevin Romero - Here is my "starting up" collection:Read ideal-vs-desperate-investor (http://greeneincome.com/index.php/2018/10/29/ideal-vs-desperate-investor/)Read Dave Ramsey book "The Total Money Makeover: Classic Edition: A Proven Plan for Financial Fitness." and complete the baby steps there.Read Scott Trench’s book “Set for Life.”Finish the school and get your degree - you'll need it later, especially if it's business management.Get a job first where you have W2 income.

I told him that I do see listings that fit my criteria in certain areas that need TLC.

I would recommend learning as much as you can about the real estate space and see where you can best fit in based on your strengths and current situation.

You will then get an email every time a new listing that fits your criteria hits the market, the first day.

It would be a good fit for a vacation property.