For example, bank accounts we control and specific investor capital accounts are all tracked in this same software.For our investor reports, each month we download spreadsheets, write a narrative for the month's performance and then export it all to a PDF.

Updated performance  -  

Try to get a cashout refinance to see what the bank thinks it’s worth and how the business would perform with debt.

Have you found certain neighborhoods performing better than others?

Maybe it would have skyrocketed our performance, but I doubt it.  

Normally a lot of people will just flip a property and split the profits 50/50 but even tasks can be split.

If you can build confidence that regardless of how the STR performs, you will pay the rent every month and take all the risk. 

It's crucial to evaluate how the deal performs with the new mortgage:Updated Financials After Refinancing: Market Value: $459,000 Mortgage Amount (80% LTV): $367,200 Equity: $91,800 Interest Rate: 5% (30-Year Amortization) Assuming after 12months the rate will drop to 5%Monthly Expenses: Mortgage Payment (5% Interest): $1,971 (Now you are paying interest and principals) Property Tax: $260 (assuming has been increased with a 4% from last year) Utilities: $361 Insurance: $104 (+4% Adjustment) Vacancy: $166 (now after 12 months we can assume we have some vacancy at 5% factor on annual rent) Repairs & Maintenance: $166 (now after 12 months we can assume we have repairs at 5% factor on annual rent) Total Monthly Expenses: $3,028Rent Income after 12 months assuming annual rent increase at 5% : $3,323Cash Flow: $295$ per month 😊Long-Term Gains: $5,418 Principal Paydown year 2 (this will increase each as you pay off your mortgage $36,720 Property Appreciation (assuming 8% per year) $3,540 Cash Flow (this will increase as rents rise)Total Annual Return on Investment: $45,678 with just $ $22,789 remaining in the deal.

The comps that do exist seem to be performing at a high-levelMarket Overvaluation?

First off, kudos to you for juggling all that – that’s no easy task. 💪 As for next steps, I'd focus on stabilizing your cash flow first, especially with the credit card debt situation.