This is considered the largest annual decline since the last recession of 2001 when banks started tightening credit.The Federal Reserve also conducted a survey in April this year of senior loan officers which reflected that 55% of American banks had tightened their lending requirements for commercial and industrial loans to small and mid-size businesses. 70% of those surveyed said they have made the loans more expensive.With the Federal Reserve trying to keep interest rates low so that money is available to jump start economic activity, the banks are not going along with the plan by holding on to their money.

It disturbs me how the word "Recession" is thrown around like a fad by the media and/or analysts on TV.

., with $28 billion of cash to help finance the purchase of brokerages that can't weather the housing recession.

The final decision was made pretty easy when we visited Myrtle in July - EVERY place was full that we looked at - are you guys not in a recession?

. * I would go to 50% ARV on Rehabs.Ideal CandidateStrong income, Strong Credit, Strong Financial AssetsHands OffIf you have money as collateral in a Commercial bank......They will work with you.They will loan 80% of appraisalIt would be helpful if the bank would refinance these loans once the repairs are completed.Also, it would be helpful if lease options were structured as Fair Market Rent plus more as an option payment.Example:Market Rent = $1000 pmOffer $950 pm plus $200 pm as option payment (subtracted from future purchase price)Future purchase price can be tied to a future appraisal OR a set figure, whichever is higher.Ideal location of homes for tenant buyers - STRONG EMPLOYERS in the area that are recession proof.Consider not giving an option to purchase, but a Contract for Option to Purchase.

Mike Unfortunately, those are the things that aren't going to go anywhere, no matter how much of a recession we are in.

Investing in OK is quite Okay these days... called #1 recession-proof city in the country according to Forbes... and actually saw a local news story here about job growth--now that's rare!

We're just entering a potentially unprecedented recession/depression and the market still has a way to fall.I'm currently bottom fishing and selling covered calls on the stock (currently on Ford and Arch Coal).

It will only get worse with time, inflation, and recession. 

Economic indications show a trending towards recession in the United States real estate industry with lower demand, higher interest rates and falling property prices.