most DSCR loans have some pretty stiff pre pay penalties .. 

As far as the 14.41% in TAT&GET taxes, Mike is right that guests do not like you requesting the additional tax separately so it is better to roll it into the price.

The solution is to location the meters as close to the billed unit as possible (or even inside) but sometimes that's not convenient because the return and supply lines are on opposite sides of the building whereas you could easily put the meter right next to your boiler / zone valves where all of the pipes are easily accessible.As for cost per BTU, with oil, you keep a rolling average of the price per gallon in your tanks and divide the BTU's used by 138,500 (BTUs contained in a gallon of heating fuel).

@Laura Williams I did this and received a few months of rent rolls.

If you want to see it pre rehab, we may be able to arrange something for Dec 1 (it is in Pt Loma near OB).I get a lot of off market property listings sent to me.  

I have a live-in (22 year old son) rehab (pt Loma) starting Dec 1 if you desire to see the pre-rehab condition reach out to me a couple days before Dec 1.  

Purchase price: $925,000 Cash invested: $200,000 13 Unit Multifamily property in the Waveland neighborhood of Des Moines, Iowa. pre-acquisition: 7% under MR and 15% vacancy/bad debt.

If you’re using a hard money loan, ask your lender for a pre-approval letter to include as well.

I was pre-approved for a conventional mortgage with a 3 % down payment 2.75 Interest Rate.

Pre-internet, being a landlord wasn't easy, but it was straightforward (this is a gross oversimplification).