Well worth the money, plus you will have already factored that expense in to your cash-on-cash requirements to justify a purchase decision)4. 

Best of luck with your decision!

We’d appreciate any advice, insights, or resources you can share to help us make informed decisions and avoid rookie mistakes.Closing:P.S.

It’s true that while the 10% down payment for a second home sounds appealing, the fact that rate adjustments are now similar makes the distinction less about cost and more about strategy.A few years ago, I helped a couple in San Diego navigate this exact decision.

I don't think I can see and downside to this decision.2.

Anyway, we've made a decision, based on all the advice and knowledge from everyone here, to continue to look for a real buyer. 

Thank you for bringing up this topic and sharing your success, it helps reinforce my decision to not convert now.

As long as you are comfortable with the sponsor (Brian has a solid reputation) and the opportunity meets your criteria, then it is your decision to move forward with the investment.

Remember, buying a property is a financial decision that should align with your long-term goals and comfort.If the new lender offers a better rate and lower monthly payment, it’s reasonable to consider that option.

I want to make the best decision while honoring my agreements and maintaining professional integrity in this deal.