Hi,For additional information. analysis package, and an information DVD, you might check out http://www.betcoinc.com/index.html who we researched for one of our clients, along with Morton that was mentioned by someone else in one of their posts.

Lenders typically prefer to offer loans when the property is cash-flowing; if the DSCR is under 1, it might still be possible to get a loan, but expect less favorable terms.Understanding these elements will help you better prepare for securing a DSCR loan, allowing you to leverage your rental properties effectively for further real estate investments. 

And apart from that side, assuming the project goes well, does the cost and profit share elements look fair?

So far, we've pieced along different elements of this (different tax person each year, no LLC to one to now 2 this year, haven't yet used a bookkeeper...)trying to streamline systems and have a solid foundation for our fairly new and growing real estate portfolio. 

Ya know what blows my mind is being a person of pre-internet, is just how many people will throw $ away on BS "Guru" packages vs just googling a dang thing and finding the plethora of FREE info to answer it all.... 

If you buy a package of 6 lesser houses  that means I have 6 roofs, 6 hvac, less cashflow, and likely subpar appreciation(dollar for dollar) compared to better areas.The reduced maintenance costs, higher rents, better tenants, appreciation, and reduced hassle factor for new construction are real and attractive.  

This doesn't even include the land loan...which was almost as difficult to find too.Basically, we want to add another tiny house to the lot, and refinance the entire package in a commercial-style valuation.

I was trying to put the land and construction costs into one loan package.

(Long story) so I was thinking package those 3 with 4,5,6 whatever it takes to get the cash flow/DSCR ratio needed?

This one strikes me as having some devious or less than ethical elements.