Check with the lender but my understanding is they will count that potential income as well.

Definitely checking out all my options. 

Check out this recent thread on LLC’s, it’s pretty eye-opening that of all the very experienced investors on here, with centuries of investing experience combined, the consensus was that LLC’s are not needed for most investors:  https://www.biggerpockets.com/forums/926/ Of course gurus will tell you that you need one before you even have a single property, because it makes them sound smart.

Check out this site - https://theluxurypergola.com/blogs/louvered-roof-info/hurric...They cover wind resistant pergolas in general but I would make sure whatever you get will be able to stand up to hurricanes that happen there from time to time.

I will have to check these out!

What about Debit Cards attached to a checking account?

If you are set on closing under your personal name, you definitely want to check with your lender on that during the initial fact-finding stage. 

Now they want me to send a picture holding the check that was technically my money from the start.”Reading this it made me wonder why he would ask for a picture for the refunded check.

You can also check out the PassivePockets Podcast and if you take up my first idea, The Hands Off Investor by Brian Burke is a great read.

I told the seller "I'll have you a check for $230K in two days."